Performs detailed analysis of HMDA reportable originated and non-originated applications of Mortgage Lending, Retail and Commercial Loans, as stipulated by Reg C.

Performs detailed analysis of Small Business/Small Farm reportable commercial loans as defined by the Credit Reinvestment Act.

Performs detailed analysis of Dodd Frank Act Section 1071 reportable commercial loans as defined by the Regulation.

Responsible for importing/exporting monthly extract files from Host systems into reporting software, RiskExec or applicable software.

Verifies accuracy of reportable data for each regulation by comparing information on source documents to information on Host systems and within the Loan Application Registers.

Identifies exceptions associated with reviews, works closely with various LOB to clear, ascertains accuracy of specific codes and processes applicable maintenance.

Responsible for identification of geographical co-ordinates for reportable addresses and clearing validity errors within RiskExec or applicable software.

Responsible for importing review packages into imaging system for records retention.

Interprets and identifies compliance risks associated with the review.

Stays abreast of regulatory changes, federal and state banking laws affecting both regulations.

Ability to meet stringent turn-around times established for regulatory timelines associated with verification and submission of data; Proficient in addressing large volumes and managing stress.

Provides support documentation and compile responses for internal and external audits; Develops procedural manuals and job aids as required.

Compiles metrics for unit-based on volume and exception ratios; Assists as needed in department special projects.